PROTECTION OF ASSETS FROM NURSING HOME COSTS

          Some Facts About Asset Protection

      - as a former Administrative Law Judge for the Department of
Public Welfare, Attorney Musto is very familiar with the program
under which the State pays for nursing home care and understands
how to best protect your assets.  

      - the best way to protect the most assets is to plan ahead.  With
the five year look back, which determines whether a penalty should
be assessed by the State when you give property away, it is
important to make gifts before you think you might need nursing
home care.

      - even if you didn't plan ahead, there are still many ways to
protect at least some of your assets.  A qualified attorney who
practices elder law can assist you best, helping you to protect assets
for your spouse, family, or other loved ones.

      - nursing home care costs between $7,000 and $8,000 a month
so it is important to protect your assets.  You could easily spend
$80,000 or more per year on nursing home care, unless you protect
your assets and allow the State to take over payment for your care

      - there is nothing illegal about protecting your assets from
nursing home costs.  All of the asset protection strategies utilized by
the Musto Law Office are 100% legal and legitimate

      - there is nothing unethical about protecting as many of your
assets as you can.  There are many laws that protect the assets of
the super-rich, allowing millionaires and billionaires to save as much
money as possible by avoiding taxation, etc.  You have worked hard
for your money and should protect as much as possible under the
law.
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